Legal

📜 Terms of Use

Please read these terms carefully before using our website

Last updated: April 2026

📋 Table of Contents

  1. Acceptance of Terms
  2. Description of Service
  3. Acceptable Use
  4. Intellectual Property
  5. No Financial Advice
  6. Affiliate Disclosure
  7. Disclaimer of Warranties
  8. Limitation of Liability
  9. Third-Party Links
  10. Governing Law
  11. Changes to Terms
  12. Contact Us

1. Acceptance of Terms

By accessing and using the website www.myfinnest.com ("the Website"), you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website.

These Terms constitute a legally binding agreement between you and My Finance Nest ("we," "us," or "our").

2. Description of Service

My Finance Nest provides free online financial calculators and educational content related to personal finance in India. Our tools include, but are not limited to, calculators for SIP, EMI, FIRE planning, retirement planning, NPS, loan prepayment, and inflation.

Our service is provided free of charge for personal, non-commercial use. We reserve the right to modify, suspend, or discontinue any part of our service at any time without prior notice.

3. Acceptable Use

By using our website, you agree that you will NOT:

We reserve the right to terminate access for users who violate these terms.

4. Intellectual Property

All content on this website — including but not limited to calculator logic, text, graphics, logos, and layout — is owned by or licensed to My Finance Nest and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial purposes only.

You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from this website without our express written permission.

5. No Financial Advice

⚠️ Important: My Finance Nest is NOT a SEBI-registered investment advisor. Nothing on this website constitutes financial, investment, tax, or legal advice.

All calculators and content on this website are provided for educational and informational purposes only. The results generated by our calculators are estimates based on the inputs you provide and mathematical assumptions. They do not account for all real-world factors, individual circumstances, market risks, or regulatory changes.

You should always consult a qualified and SEBI-registered financial advisor, chartered accountant, or other appropriate professional before making any financial decisions. We strongly advise against making investment decisions based solely on results from our calculators.

6. Affiliate Disclosure

My Finance Nest participates in affiliate programmes. This means that when you click certain links on our website (such as links to Upstox or other financial platforms) and subsequently create an account or make a purchase, we may receive a commission or referral fee.

This commission comes from the affiliate partner and is at no additional cost to you. These commissions help us maintain and improve our free tools.

Our affiliate relationships do not influence our calculator results, editorial content, or recommendations. We only partner with platforms that we consider reputable.

7. Disclaimer of Warranties

Our website and its contents are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to:

While we make every effort to ensure our calculators are accurate, we cannot guarantee that results will reflect actual investment returns, loan repayments, or financial outcomes.

8. Limitation of Liability

To the fullest extent permitted by applicable law, My Finance Nest and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

Our total liability to you for any claim arising from use of the website shall not exceed ₹0 (nil), as we provide this service free of charge.

9. Third-Party Links

Our website may contain links to third-party websites, including affiliate partners, financial platforms, and reference resources. These links are provided for your convenience.

We have no control over the content, privacy practices, or terms of third-party websites. The inclusion of a link does not imply our endorsement of that website. We are not responsible for any loss or damage arising from your use of third-party websites.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of India.

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

11. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. The "Last updated" date at the top of this page will reflect when changes were made.

Your continued use of the website after any changes constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically.

12. Contact Us

If you have any questions about these Terms of Use, please contact us: