Our Story

About My Finance Nest

Free, unbiased financial calculators built for everyday Indians planning their financial future.

🌱 Who We Are

My Finance Nest is an independent personal finance platform founded by Mahesh, a software developer based in India, and built together with a small team of fellow developers — all of whom personally invest in SIPs, mutual funds, and navigate the same EMIs and financial goals as you do.

This started as Mahesh's personal side project born out of a simple frustration: most financial calculators online were either too basic, cluttered with ads, locked behind paywalls, or built for a Western context that doesn't translate to Indian financial instruments, tax rules, or investment realities. What began as a tool for personal use grew into something worth sharing with everyone.

There are no financial analysts on this team — just developers who invest, track their own SIPs, obsess over FIRE numbers, and wanted the math to be transparent, accurate, and permanently free.

🎯 Our Mission

Our mission is simple: to make financial planning tools genuinely free and useful for India.

Whether you're a fresh college graduate starting your first SIP, a mid-career professional planning for your child's education, or someone working toward early retirement through FIRE — we build these tools to give you clarity, not confusion.

We don't sell financial products and we don't give personalised investment advice. We're developers, not advisors — we just make sure the calculators are accurate, the interface is clean, and everything stays free.

💡 Our Values

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Free Forever

All calculators are and will always be free, no sign-up required.

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Unbiased

We don't push specific products. Our tools are built for education, not sales.

🇮🇳

India-First

Built for Indian tax laws, financial instruments, and investment goals.

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Privacy-Friendly

Your financial data stays in your browser. We never store or transmit it.

🛠️ Our Tools

We currently offer 11 free financial calculators, with more in development:

📐 Simple Interest
📈 Compound Interest / SIP
🏦 EMI Calculator
💳 Loan Prepayment
🌳 Child's Future & Retirement
🌴 Retirement Planning
🔥 FIRE Calculator
📊 Inflation Calculator
🏆 First Crore Calculator
💸 SWP Calculator
🏛️ NPS Calculator

💸 How We Stay Free

Running a website has costs — hosting, maintenance, and development time. We keep our tools free through two sources:

Affiliate partnerships: We occasionally link to financial platforms like Upstox. If you sign up through our links, we may earn a small referral commission at no additional cost to you. We only recommend platforms we believe are reputable.

Display advertising: We may display contextual ads on some pages to help cover costs.

These partnerships never influence our calculator results or editorial content. Our tools are built to be accurate and helpful — full stop.

⚠️ Important: My Finance Nest is not a SEBI-registered investment advisor. All calculators are for educational and planning purposes only. Results are estimates based on your inputs. Please consult a qualified financial advisor before making investment decisions.

📬 Contact Us

Have feedback, a bug report, or a suggestion for a new calculator? We'd love to hear from you.

Reach us at: [email protected]

We're a small team, but we read every message and respond as quickly as we can.